Buying & Selling Property
Explore clear advice on buying and selling property. From deposits and mortgages to council houses and tax, get answers to your housing questions.
Buying A Property
If you’re considering a purchase, start with the basics. Find out if a British person can buy a house in America, whether a limited company can buy a property, or what happens if you Airbnb with a mortgage.
Many buyers also want to know how family arrangements work. Read about buying a house for your child, buying from your parents, or purchasing with a lifetime mortgage.
Finance is another key concern. See our guides on getting a loan for a deposit, pulling out of a purchase, or remortgaging your property.
Selling A Property
Selling a home comes with different challenges. Learn whether you can sell with a mortgage, sell half to the bank, or sell below market value.
We also explain selling under equity release, to your limited company, to your son, or even selling only part of your property.
Council And Alternative Routes
There are many ways to get on the property ladder. Explore buying a council house, purchasing at auction with a mortgage, or buying with cash. We also cover buying your own council house.
Practical steps also matter. Find out if you can change solicitors during the process, make an offer on a new build, offer before selling your own property, or withdraw from an offer.
Legal And Compliance
Understanding your legal obligations is vital. See if buying a house in the UK gives you residency, whether housing associations buy private houses, and if you need a deposit to buy a council house.
When selling, check if you need an EPC, a solicitor for cash purchases, property searches, or an EICR to sell a property.
Other questions include whether a solicitor is always required, if deeds are needed to sell, and when electrical or gas safety certificates are required.
Taxes And Valuations
Tax is another major factor in property transactions. Learn when tax is payable on selling a house in the UK and whether a property must be tidy for valuation.
You’ll also find guidance on heat recovery systems and EICR requirements for new tenants.
Special Situations
Some scenarios are more personal. Our guide on naming your house explains how to register and update records. If you’re concerned about divorce settlements, see whether an ex-wife can claim half of a new property.